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    • How to Spot a Scam

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    When someone offers you a "once in a lifetime" business opportunity, it's easy to get your hopes up and let your guard down. Here are some tips for exposing scam Businesses.
    • Ask the company for documents about its lawsuit history. Most reputable Businesses will provide them.
    • For a publicly traded company, look at audited financial statements at http://www.sec.gov/edgarhp.htm. Employ a trusted accountant, if necessary.
    • Don't get excited by testimonials. Ask the company to provide proof of typical earnings. Walk away if there's no information in writing.
    • Contact those invested in the Business. The Federal Trade Commission requires most promoters to give you the names and numbers of participants.
    • Check for complaints on Internet message boards and at consumer-protection agencies.


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