How to Really Maximize Your Credit Card Rewards

Credit card reward cards are extremely popular but odds are you arent getting the most out of yours. In fact, poor execution or poor planning can actually result in your credit or account balance bein...Full Article

Experian, Equifax, and TransUnion To Offer Credit Freezes

All three credit reporting agencies recently announced plans to let consumers freeze their credit files. Credit freezes provide security at the cost of convenience: access to credit reports and scores...Full Article

Credit Card Shocker

Have you ever looked at your credit card statement? Im not talking about just making sure that all the transactions are correct. Im talking about looking at the finance charges. I daresay that somet...Full Article

Rewards Cards: Are They Worth It?

Virtually all consumers will have a credit card at some point in their lives. Is this an understatement? Probably, as most consumers carry multiple credit cards. Selecting a credit card should not be ...Full Article

Fight Credit Card Fraud with Common Sense

By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Heres the bad news: It is disturbingly easy for thieves to obtain your credit card...Full Article

Protect Yourself Against Identity Theft

Identity theft is when someone uses, without permission, your personal information in order to commit any frauds or crimes. Identity theft is a felony that is becoming more and more common. That is be...Full Article

Credit Report - How to Improve Your Credit Score

One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score...Full Article

Learning the Disturbing Facts about Credit Card Debt

When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now Im getting somewhere in life. This credit card company thinks Im worthy of 500 dollars in credit. S...Full Article

What is Credit Card and Debit Card Blocking?

Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly aft...Full Article

Beware the Shopping Mall Monster

Like me, youve probably been offered a fair old number of these by now.....and, if youre like most people, chances are you maybe own at least one or two.They always seem to put in an appearance at jus...Full Article

Is Plastic Making You Happier?

If youre like most people, you probably own at least one.And like most people, youve maybe never thought what its really costing you?At a recent conference held by the Fabian Society at Londons Imperi...Full Article

0% Credit Cards

These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchase...Full Article

What To Look For In A Credit Card

When you are deciding what type of credit card to get it is important to compare credit cards to each other and find the best deal for you. There are a variety of different credit cards available, fro...Full Article

Credit Cards: Pros and Cons

Sure, there are a lot of problems with credit cards, but there are a lot of good things attached to them as well. For instance, if you have a small business, fleet credit cards can keep your books in ...Full Article

What Are The Most Common Credit Card Mistakes?

Now in a world with so many easy to get credit cards it can be easy for someone who is a first time credit card holder, or even someone who has several credit cards in the past to make mistakes when u...Full Article

Finding Reputable Credit Card Companies

Youre interested in getting the best credit cards for your familys needs, but you dont want to be cheated. Or youre interested in small business credit cards, but youve heard that some of them arent t...Full Article

Five Debt Negotiation Facts

These five debt negotiation facts along with a few debt reduction planning tools gives you the ability to control your own debt. For many people today credit card debt is a mounting problem and very ...Full Article

Cash Advance - How Does It Work?

If you want a cash advance or a payday/paycheck loan, you usually get a personal check. Some companies use your bank account or credit card in addition to or instead of a check. This means that you h...Full Article

How Do I Establish A Good Line of Credit?

A line of credit, roughly defined, is the amount of credit that can be given to a borrower from a lender. Usually a contract or note of promissory is exchanged between the two parties, in which both ...Full Article

A Debt Mentality

While working through my own debt situation, and helping others resolve their life issues regarding debt and credit, it never ceases to amaze me how similar the life stories are and how profound is th...Full Article