Unit 64 Bank
银行业务
* bank
·n. 银行
* identity card
（身份证），常略作ID card
* seal
·n. （印章／封上）另外还可当作“海豹”
* automated teller machine
自动取款机，常略作ATM
* exchange rate
利率
* security guard
保安员
* bank clerk
银行职员
* a monitor
监视器
* number-generating machine
取号机
* cash register
点钞机
* a bankbook
存折
balance
·n. 余额
deposit
·n. 存款，押金；v. 将（钱）存入银行；存储
draw
· v. 提取，领取，支取
exchange
·n. 兑换；汇兑
credit card
信用卡
bank card
银行卡
interest
·n. 利息
loan
·n. 贷款；借款
bankrupt
·n. 破产；倒闭
capital
·n. 资本；资金
A: Good morning. I would like to open an account here.
早上好，我想在这里开户。
B: Alright. What kind of account would you like?
好的。你需要什么种类的账户？
A: I'm not sure. I'm new here in America. I don't quite understand the English words for different kinds of accounts.
我不确定，我刚到美国。我不明白英文的不同种类的户头是什么意思。
B: Well, most international students open a basic savings account.
嗯，大部分的外国学生都开基本储蓄存款账户。
A: Yes, I know I need to have a basic savings account.
对，我知道我需要一个基本储蓄存款账户。
B: Alright. And did you want to have a checking account too?
好的。你需要一个支票存款账户吗？
A: Sure. I know a lot of people here use checks. But do I need two accounts?
当然。我知道这里大部分的人都使用支票。但我需要两个账户吗？
B: Well. No, not really. If you think you will use a lot of checks, maybe you just need a checking account. But you must be good at managing money then.
嗯。不，并不一定。如果你认为你会使用很多的支票，或许你只需要一个支票存款账户。你必须能妥善地管理自己的钱财。
A: I understand. I don't want to write bad checks.
我了解。我不希望开有问题的支票。
B: That's right.
没错。
A: Can I have a cash card too?
我还能要一张现金提款卡吗？
B: Certainly. Here is the form to fill out. In order to open a savings account here, I also need to see your passport.
没问题。这是申请表以供填写。按照程序要开一个储蓄存款账户，我还要看你的护照。
A: Alright. I brought it with me. Here it is.
好，我有带在身边。在这儿。
B: Good. And I need to see your student ID.
很好。我还需要你的学生证明。
A: Here it is.
这个就是。