S= Salesperson S= Customer
S: Good morning, sir. How may I help you?
C: I'd like to open an account.
S: Certainly, sir. Would you like to open a time deposit savings account or a checking account?
C: Actually, I'd like to open one of each, if that's possible.
S: No problem, sir. What sort of time deposit account would you like to open?
C: What are my choices?
S: The minimum time period is three months. The longer the period, the higher the interest rate. If you withdraw your money before time is up, there are penalties. (to be continued)
1．open an account 开户头
2．a time deposit savings account 定期储蓄户头
a savings account 储蓄户头
a checking account 支票户头
3. interest n．利息
interest rate 利率
deposit vt. 存人（钱）
例：I have to go by the bank to deposit some money.