When it comes to putting more money in yourpocket, there are two ways to do it: earn more or spend less.
Even if you aren't in a position to earn more at the moment, a few little spendingadjustments made on a daily basis can go a long way.
1.Plan out and cook your ownmeals. Dining out often is a huge money drain.
2. Clean out your fridge andpantry. You'll find good food you didn't know you had.
3. Buy in bulk the things you wouldnormally buy. You'll get more for your buck.
4. Opt for non-canned goods. Freshproduce and dried beans are typically cheaper and healthier than canned items.—BellabitchTheStrange
5. Use coupons.
6. Try the grocery store brand. If you like the taste, stick withit, and you'll save money.
7. Stop buying microwave dinners. Themark-ups are crazy. You could make better, healthier meals for less.
8. Don't buy more groceries than youactually need or can keep.
9. Use a slow cooker. Throw in someveggies, beans, and meat, and you'll have lunches and dinners for the wholeweek.
10. Make your own coffee.
11. Bring your lunch to work. You'llcut your lunch tab in half or more by making it yourself.
12. Stop buying bottled water.
13. Don't go out to drink. Drinks withdinner can add $10 or more a person, and a night at the bar can easily cost$40.
14. Avoid your favorite stores.
15. Track your expenses for a month.
16. Set goals. If you have a plan tostock money away in an emergency fund, for example, you'll think twice aboutspending on superfluous things.
17. Buy quality items. If you skimp onthe important things, you may spend more in the long run. For instance,spending $30 on shoes every six months costs more than spending $60 on a pairthat lasts years.
18. Think of your spending in hours insteadof dollars. If you make $10 an hour, then that $2 cup of coffee is 12 minutes of your life. You may decide it's not worth it.
19. Compare prices online.
20. Before you buy something, ask yourself:What impact is this purchase going to have on my life? That can put an endto impulse spending.
21. Change how often you spend onindulgences.
22. Put half of your paycheck intosavings.
23. Always pay off your credit card at theend of every month.
24. Set up auto transfers on your bills soyou're never late. Late fees are a waste.
25.Opt out of overdraft protection.
26. Before you buy something on sale, askyourself: If you're just buying something because it's on sale, youprobably don't really need it.
27. Spend your money where you spend yourtime, and cut the rest. If you're a runner, you need good shoes.
28. Wait at least two days before buyinganything over $50. You may no longer want it or forget it altogether.
29. Cancel magazine and newspapersubscriptions you don't read.
30. Wear a sweater in the house, and turndown the heat a couple of degrees. Over time, you'll save on electricity.
31. Rethink your cell phone plan. Switchingto StraightTalk or a similar plan could significantly drop your bill.
32. Frequent the library. Get books,movies, and music for free.
33. Buy your clothes from the thriftstore. Chances are, no one will be able to tell the difference.
34. Ride your bike to work. Not onlywill you save on car or public transportation costs, you'll be healthier.