Talk about Luck
"For the last time, I don't want any insurance ! " said the harassed householder to the salesman
"Just a moment, sir. Please consider this :Just last month I sold a policy to a man much like yourself.
The very next day his house caught fire. The house was completely gutted.
To save himself, he had to leap from an upstairs window; he landed on his own car, went through the roof, broke both his legs and an arm. ""Well, he was one of the lucky ones, wasn't he?"