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NPR英语新闻:奥巴马提议整顿抵押贷款 胡德堡军事基地枪击案开审

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奥巴马总统在演讲中有效地将自己的方法部分投向两党参议院提案而不是政府完全脱离抵押贷款业务之外。现在大多数30年期固定利率抵押贷款是由房利美和房贷美支持。
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From NPR News in Washington, I'm Lakshmi Singh.

Against the backdrop of a construction company in Phoenix, President Obama is outlining a plan to overhaul the way mortgages are guaranteed in the United States.

NPR's Ari Shapiro reports this would involve winding down Fannie Mae and Freddie Mac.

In the speech, President Obama is effectively throwing his way behind a bipartisan senate proposal to partially but not entirely pull the government out of the mortgage business.

Right now most 30-year fixed rate mortgages are backed by Fannie Mae and Freddie Mac.

This plan would put private companies on the front lines.

Michael Calhoun is President of Center for Responsible Lending.

He is endorsing the basic concept that the government should require private capital to be at risk, but the government should make an explicit backup guarantee and charge fee to the lenders for that guarantee.

House Republicans prefer a plan that gets the government entirely out of the mortgage insurance business.

Ari Shapiro, NPR News, Washington.

This comes as the Justice Department announces it's suing Bank of America and certain affiliates including Merrill Lynch and Pierce for alleged mortgage-backed securities fraud amounting to $850 million.

The long awaited trial surrounding the 2009 mass shooting at an army base in Texas has begun.

The prosecution told the jury Major Nidal Hasan wanted to kill as many soldiers as possible at Fort Hood.

NPR's Martin Kaste says Hasan who is representing himself,

also gave a brief statement in which did not deny being the shooter who killed 13 people and wounded more than 30.

Major Hasan is going to make this trial about his motives, his religious motives, his ideological motives to attack his fellow soldiers.

NPR's Martin Kaste reporting.

The State Department is urging all U.S. citizens in Yemen to leave immediately because of high risk of attack by al-Qaeda.

This comes as Yemen media report a suspected U.S. drone killed several militants today.

The U.S. has been warning of a security threat for days prompting the continued closure of many embassies and consulates in the Middle East and Africa.

In Egypt, Republican Senators John McCain and Lindsey Graham are trying to help negotiate an end to the political unrest that resulted from last month military coup against President Mohamed Morsi.

Today, McCain said the U.S. has shared Egyptians' expectations and criticism of Morsi's oversight of democratic change.

We've also said that the circumstances of the former government's president's removal were a coup.

We've said that we cannot expect Egypt or any other country to abide by its laws if we do not abide by ours in the United States.

After talks with Egypt's interim leadership, the senators said it would be wrong though to cut off U.S. military assistance, which amounts to about $1.5 billion a year.

Before the closing bell, Dow was off 93 at 15,519.

This is NPR.

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